The costs of treating COVID 19 can go extremely high and therefore, it is important to have adequate medical insurance coverage. The Corona Kavach Policy provides indemnity-based coverage for COVID 19 hospitalisation. Under this policy, you can make a claim if you are admitted to hospital for COVID 19 treatment for a minimum period of 24 hours or more. You also get coverage for pre- and post-hospitalisation costs and AYUSH treatment for COVID 19.
You can buy the Corona Kavach Policy easily online in a few simple steps. Let’s take a look –
- Select your preferred insurance provider
The Corona Kavach Policy has standard terms of coverage across all insurance companies. Select the insurance company you want to buy your policy from and go to their website to the health insurance section. You can read the policy details first to get a clear idea of the coverage of the Corona Kavach Policy. Once you are sure of the details, move to the next step.
- Choose between an individual and family floater plan
The Corona Kavach Policy is available as an individual and a family floater plan. Select the one you want to opt for. Since COVID 19 can affect almost anyone, it is advisable to ensure that your family members enjoy coverage as well.
- Get your premium quote
Next, you will have to fill up a few details of the members to be covered under the plan. You will also have to select the sum insured and the tenure of the plan. Based on all these details, you will be given a premium quote. The Corona Kavach Policy is available for three short tenures of 3 ½ months, 6 ½ months, and 9 ½ months. The sum insured ranges between Rs 50,000 and Rs 5 lakhs. It is advisable to opt for the maximum coverage that you can afford to pay to stay protected.
- Make your payment
Once you are satisfied with the choices you have made, go ahead and make the payment for your Corona Kavach Policy. You will receive a soft copy of the policy via email. You are now covered against COVID 19! The entire process of getting your Corona Kavach Policy online is that easy.
For benefit-based coverage…
If you want a benefit-based plan for COVID 19, you can consider opting for the Corona Rakshak Policy. This policy pays a lump sum amount if the insured individual is hospitalised for a period of 72 continuous hours or more. The Corona Rakshak Policy is also available in three short tenures of 3 ½ months, 6 ½ months, and 9 ½ months. The sum insured ranges between Rs 50,000 and Rs 2.5 lakhs.
Remember that the Corona Kavach Policy only gives coverage for COVID 19 treatment. For coverage against other diseases, do ensure that you have a regular health insurance plan as well as critical illness insurance.
If you notice any symptoms of COVID 19 do speak to your doctor immediately.
Take care and practice social distancing.